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Review What You Need
Appointments

Business account checklist

Make your visit fast and efficient by verifying and bringing the required information and documents to your appointment.

What you will need for all business types

Membership eligibility

In order to qualify for membership, the businesses’ principal address must be in Sonoma, Marin, SF, Lake, Napa, Contra Costa or Solano County.

Account holder information

All requested personal information on the membership application for all names to be listed, regardless of classification type.

Verify Information

EIN or SSN

The Tax Identification Number (TIN) the business uses to report, depending on business type. No proof of the EIN or SSN is needed.

Unexpired Fictitious Name statement

The name statement is required to be certified by the county recorder only if the business operates under any other name, such as a DBA. If your county keeps digital records, visit your county website.

Unexpired government-issued identification

Identifications for any Controlling Individuals and Authorized Signers only.

Additional documentation

Depending on your entity type, you may need to provide additional documentation.

Review Additional Documentation

Additional required documentation by business type

Verify account holder information

Controlling individual

The person who owns or controls a large portion of the business. They can open and close accounts, add and remove others, and transact on the business account.

Authorized signer

The person authorized to transact on the business account.

Beneficial owner (shareholder)

The partner who owns more than 25% or more of the business, can view account information, but cannot transact on it.

  • 1If you are a subdivision of a parent organization, we will need a letter from them authorizing you to use their name and tax-exempt status.

Sole proprietorship documents

Please bring the following additional documents to your appointment:

  • No additional documents (unless DBA is required)

Unincorporated association documents

Please bring the following additional documents to your appointment:

  • Board Resolution, the Statement of Officers or Meeting Minutes (i.e. written statement) naming controlling individuals who can open and maintain accounts
  • At least two signers should be present for unincorporated association accounts

Visit https://bizfileonline.sos.ca.gov/ to get started.

Corporation (C or S) documents

Please bring the following additional documents to your appointment:

  • Articles of Incorporation certified by the secretary of state
  • Corporate Resolution, signed by the corporate secretary, granting authority to open account

Visit https://bizfileonline.sos.ca.gov/ to get started.

General partnership documents

Please bring the following additional documents to your appointment:

  • Partnership Agreement signed by all partners

Visit https://bizfileonline.sos.ca.gov/ to get started.

Community organization or 501(c)(3) non-profit1 documents

Please bring the following additional documents to your appointment:

  • All required business documents associated with your type of business entity (Corporation, LLC, Etc.)
  • If you are a non-profit, we will need a copy of the IRS ruling or determination letter identifying the organization as a 501(c)(3)

Visit https://bizfileonline.sos.ca.gov/ to get started.

Limited Partnership (LP) or Limited Liability Partnership (LLP) documents

Please bring the following additional documents to your appointment:

  • Partnership Agreement signed by all partners
  • Certificate of Limited Partnership filed with the secretary of state.

Visit https://bizfileonline.sos.ca.gov/ to get started.

Limited Liability Company – LLC documents

Please bring the following additional documents to your appointment:

  • Articles of Organization filed with the secretary of state

Visit https://bizfileonline.sos.ca.gov/ to get started.

PPP Forgiveness Application Deadline

Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:

  • PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
  • RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
  • Your correct deadline will be reflected in your online banking account.

If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.

 

 

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