Welcome to RCU
We're glad you're here, and we are so excited you've chosen us as your financial partner.
1
Enroll in digital banking
- Access digital banking in our iOS® and Android™ apps or through online banking.
- Use your Member number, credit card, or debit card number to enroll.
- Your Member number was provided when you opened your account. If you opened your
account online, you can find it in the new account documents sent via email from DocuSignâ„¢
2
Establish direct deposit
- Reach out to your employer or payer to change your direct deposits to go to your RCU account.
- Provide RCU’s routing number and your 14-digit account number. RCU’s routing number is 321177586.
- To find your account number, go to your checking account in digital banking and
click the Details tab.
3
Switch your recurring payments
- Once your direct deposits are coming into your RCU account, update your recurring bills
such as rent or mortgage, utilities, and cell phone service. - Check your transaction history from your prior financial institution to make sure you have
everything covered.
4
Get the most out of your new account
- Check out our Digital Banking Resource Center to learn about tools and features such as transaction alerts,
debit card controls, spending analysis, budgeting tools, and more. - Access free ATMs across California and the country.
- Set up mobile wallet for safe and secure purchases anywhere you go with your devices.
5
Get the most out of your new account
- Make sure all automatic transactions have been moved to RCU.
- Close your old checking account to avoid possible low balance or inactivity fees.
Products and services
We provide a wide range of services to support all of your financial needs—from basic banking services like checking and savings accounts, to credit cards, and more.
Convenient access
Digital banking
You can utilize free online banking, bill pay, mobile banking, and mobile deposit.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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