Giving you a way to give back
Use your RCU Visa® cards to make a difference in kids' lives.
Every time you use your card, we donate
RCU Visa® cardholders in Marin and Sonoma Counties are helping us give back to our local schools. Each time you use any RCU Visa® credit or debit card, we’ll donate to SchoolsRule, an organization that improves education for students in Marin and Sonoma counties.
What is SchoolsRule?
SchoolsRule-Marin is a coalition of 20 school foundations that help fund literacy, technology, and art programs for every public school student in Marin County. Modeled after the success of SchoolsRule-Marin, SchoolsRule Sonoma County was started in 2023 to work collectively with Sonoma County’s school foundation leaders and draw in new funding sources to the public schools across the county's diverse communities.
And That's Why We Partner – Ep 1: SchoolsRule Marin
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RCU will donate to (1) SchoolsRule-Marin for every credit and debit card transaction performed by RCU Members with account mailing addresses in Marin County or (2) SchoolsRule Sonoma County for every credit and debit card transaction performed by RCU Members with account mailing addresses in Sonoma County. Program details are effective as of September 4, 2025 and are subject to change. Certain restrictions may apply. Purchases with an RCU card are not tax deductible.
Personal credit card online application
Already have an RCU account?
(We’ll pre-fill your application)
New to RCU?
Become a Member and apply for your credit card. (Eligibility requirements below)
Eligibility
You can apply for a credit card through RCU if you meet any of the following criteria:
- You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
- You are an immediate family member of a current RCU Member.
- You work for a designated Select Employer Group.
Business credit card online application
Let’s get started.
You will need your current business income statement and business federal tax returns. Your personal credit will be reviewed in the process.
Business membership required prior to funding.
(Eligibility requirements below.)
Are you a nonprofit?
If you are a nonprofit 501(c)(3) and would like to apply for a Business Visa® credit card, please email BusinessLoans@redwoodcu.org
Eligibility
You can apply for an RCU Business Visa® credit card if you meet the following criteria:
- You own a business headquartered in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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