Get a great savings rate when you bank with RCU

¹Performance Money Market Yields as of December 21, 2024. All rates, yields, terms, and special offers are subject to change without notice. Certain restrictions may apply. APY=Annual Percentage Yield. APY is a variable rate. Fees may reduce earnings. You must have an active checking account at RCU and a minimum balance of $100 to open and earn dividends with a Performance Money Market account. To be considered active, your checking account must have a minimum of 3 transactions per month (excluding 24-Hour Telephone Teller, fee or dividend posting transactions) and one of the following: (1) a minimum monthly digital deposit of $500 or more into account²; (2) an active credit card at RCU. To be considered active, credit card must be in good standing and have a minimum monthly activity of 10 transactions or $500 or more in advances; (3) an open loan at RCU in good standing, (4) an investment account through Redwood Wealth Management with a minimum balance of $5,000 or more, or (5) an active property and casualty insurance policy through RCU Insurance Services.³

²Digital deposit is defined as a deposit made via ACH, mobile deposit, ATM, or wire.

³Insurance products are not deposits of Redwood Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Redwood Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Redwood Credit Union need not be purchased from Redwood Credit Union and may be purchased from an agent or an insurance company of the member’s choice. RCU Insurance Services is a wholly owned subsidiary of Redwood Credit Union. Business conducted with RCU Insurance Services is separate and distinct from any business conducted.

⁴Early Pay may provide access to eligible direct deposits up to two days before the pay day established by the income provider. Direct deposit must be established by the Member and approved by Member’s income provider. Eligible deposits include payroll, government or state benefits and pensions, and military pay. Person to person payments, international payments, business corporate credits, or other payment types are not eligible. Service is provided solely as a Member benefit and is not guaranteed. Certain restrictions may apply.