How do I dispute something on my credit report?

Please choose one of the following methods to dispute an item on your credit report:

 1. Dispute with the credit bureau directly. This is the first and best option. Disputing the item directly with the credit bureau will better ensure accuracy on reporting.

 2. Send a letter and a copy of the credit report with the item to be disputed to: Redwood Credit Union, Attn: Member Records, P.O. Box 6104, Santa Rosa, CA. 95406