Simplify your business finances
Unlock buying power and earn rewards on every purchase.
No Annual Fee
View Rates & Fees
Top reasons to open a Redwood Credit Union Business Visa® Platinum credit card:
- Earn 1 point for every $1 spent: Redeem points for cash back rewards.
- Separate business expenses: Protect your personal assets and simplify tax filing.
- Balance transfer: Say goodbye to bank transfer fees and save more.
- Issue employee cards: Track and manage employee spending.
Rates*
View all RatesVariable APR for purchases
as low as % APRVariable APR for cash advances
as low as % APRExplore the features
Rewards
Digital Wallet
Bill pay
Purchase Security
Additional benefits
Card Controls
Extended Warrenty Coverage
Baggage Delay & Travel Accident Insurance
Auto Rental Collision Damage Waiver
Empower your business with a Business Visa® Platinum card
When every dollar counts, RCU has the tools you need to grow and thrive.
Rates
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Rates are effective July 24, 2025 and are subject to change without notice.
*Prime Lending Rate is as of as published in the Wall Street Journal.
Business credit card online application
Let’s get started.
You will need your current business income statement and business federal tax returns. Your personal credit will be reviewed in the process.
Business membership required prior to funding.
(Eligibility requirements below.)
Are you a nonprofit?
If you are a nonprofit 501(c)(3) and would like to apply for a Business Visa® credit card, please email BusinessLoans@redwoodcu.org
Eligibility
You can apply for an RCU Business Visa® credit card if you meet the following criteria:
- You own a business headquartered in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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