Business banking and services you can count on
Get the business solutions, support, and the peace of mind you need from a trusted organization with a proven track record of serving local businesses like yours.
Overview
Enjoy all the benefits of a business account, from basic checking, savings accounts, and credit cards to certificates, money market accounts, commercial and SBA loans, merchant services, and more. This is the perfect chance for entrepreneurs to grow their business with the help of a credit union that loves to see you achieve your goals.
Products and Services
We provide a wide range of services to support all or your business's financial needs—from basic banking services like checking and savings accounts, to credit cards, commercial, and SBA loans, plus merchant and payroll services and more.
What we offer
Small Business Lending
Get the funding you need to pay for services or assets to help your business grow and thrive.
What we offer for businesses
Convenient access
Local branches
You can visit 22 locations throughout the North Bay and San Francisco for any of your business banking needs.
Find a Branch
Free digital banking
With a business account, you can utilize free online banking, bill pay, mobile banking, and mobile deposit.
Learn More
Remote Deposit Capture
With a business checking account you can use this service to deposit checks right from your office.
Learn MoreHave a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.
Get peace of mind in your business
Run your business with the help of RCU. We have a proven track record of serving local businesses like yours.
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Business membership open to business with principal places of businesses within the 7 North Bay counties or San Francisco. Certain restrictions may apply.
1Insurance products are not deposits of Redwood Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Redwood Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Redwood Credit Union need not be purchased from Redwood Credit Union and may be purchased from an agent or an insurance company of the member’s choice. RCU Insurance Services is a wholly owned subsidiary of Redwood Credit Union. Business conducted with RCU Insurance Services is separate and distinct from any business conducted with Redwood Credit Union. License no. 0D91054. NPN no. 7612227
2RCU Auto Services is a wholly owned subsidiary of Redwood Credit Union.
3CA properties only.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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