Find the perfect loan for your business needs
Get the funding you need to help your business get started, grow strong, and thrive.
Why choose RCU?
Local expertise
As a local credit union, we understand your market and its unique opportunities.
Focused on service
We’re here to listen and work alongside you to find solutions that support your business.
Invested in your success
Local businesses are the heart of our community, and we love to help you succeed.
Explore our business loan options
SBA 7(a) & 504 Loans
Government-backed SBA loans offer small business benefits that many traditional loans can't.
Auto & Equipment Loans
Get the funding you need to run your business and be successful.
Business Line of Credit
Enjoy the flexibility of a business line of credit for access to funds you need, when you need them.
Commercial Real Estate
Invest in a property and grow your business with a commercial real estate loan.
Learn how Trevor and Stephanie got their commercial building with help from RCU.
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Not sure where to start? Let us help you.
Let’s determine the best loan for your needs and begin the application process together.
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RCU commercial loans are only available on CA properties.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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