Redwood Rewards Overview
Earn points redeemable for cash back on every purchase with an RCU credit card.
How to earn rewards points
Business Visa® Platinum Card
Earn 1 point for every $1 spent
Reward yourself! Redeem your points for:
Cash Back
Turn your points into cash! Earn cash back that gets deposited right into your RCU account.
Charity
Give back to your community by making a cash donation to the RCU Community Fund with your points.
Pay Yourself Back
Whether its travel, gifts, or something for your home, use your points to cover a big purchase!
Statement Credit
Apply your points towards your monthly bill, helping you cover your day to day expenses.
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1
Log in
Log in to your account online or in the mobile app.
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2
Select rewards
Choose the rewards you want to redeem.
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3
Get your rewards
In just a few clicks, you can redeem points for the rewards you love.
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Cash advance transactions and balance transfers are excluded from earning points. Debit rewards available for certain eligible personal accounts only. Signature-based transactions only. Business accounts are ineligible for debit rewards.
Business credit card online application
Let’s get started.
You will need your current business income statement and business federal tax returns. Your personal credit will be reviewed in the process.
Business membership required prior to funding.
(Eligibility requirements below.)
Are you a nonprofit?
If you are a nonprofit 501(c)(3) and would like to apply for a Business Visa® credit card, please email BusinessLoans@redwoodcu.org
Eligibility
You can apply for an RCU Business Visa® credit card if you meet the following criteria:
- You own a business headquartered in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
Business Visa credit card
Business Visa Credit Card Application Form
*You may bring all completed forms into any RCU branch or mail it to the following address:
Redwood Credit Union
Attn: Business Services
P.O. Box 6104
Santa Rosa, CA 95406-0104
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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