Protect your business from risks
Get peace of mind with business coverage from RCU Insurance Services* and CFS.**
Our partners at RCU Insurance Services* and CUSO Financial Services, L.P. (CFS)** are ready to customize comprehensive business insurance plans that cover your specific needs and budget.
Additional Coverage
Benefits coverage for your team
Our CFS** financial advisors can help your business offer insurance coverages as a benefit to you and your employees.
Manage your policies online
RCU Members can access and manage their RCUIS insurance policies directly through RCU’s online and mobile banking. Watch this video to learn how.
My agent at RCUIS has been incredibly helpful in retaining renters insurance for me. She has not only answered all my questions, she's done so graciously and knowledgeably. She has truly been outstanding.
Have a question?
At RCUIS, we're known for our reliable service, and we'll answer your questions and calls quickly. Go ahead: send us a question or give us a call.
Don't leave your business vulnerable to unforeseen risk
Protect yourself from financial distress with business insurance designed to suit your unique needs.
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*Insurance products are not deposits of Redwood Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Redwood Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Redwood Credit Union need not be purchased from Redwood Credit Union and may be purchased from an agent or an insurance company of the member’s choice. RCU Insurance Services is a wholly-owned subsidiary of Redwood Credit Union. Business conducted with RCU Insurance Services is separate and distinct from any business conducted with Redwood Credit Union. License no. 0D91054. NPN no. 7612227.
**Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. The credit union has contracted with CFS to make non-deposit investment products and services available to credit union Members. SEC Marketing Disclosure.
Additional Coverage
What we offer
Group Life and Disability
Protect your team and their loved ones with employer provided insurance policies.
Business Overhead Expense Insurance
Keep your business running if you’re disabled and can’t work. BOE covers important day-to-day costs like employee wages, rent or mortgage, and taxes.
Individual Disability Insurance
Support the needs of executives and professionals with high salaries or uninsured earnings who may become disabled.
Get started with benefits coverage for your team
Schedule a phone or virtual appointment with a CFS** Financial Advisor to learn more.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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