Credit cards to suit any financial situation or need
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Enjoy great benefits and no fees with our credit card options
Visa Signature®
|
Best for
Earning rewards, premium benefits, and robust features |
|
rate as low as
8.99% |
Highlights & Benefits
| 1.5x |
Reward points per $1 |
| $0 |
Annual fee |
 |
No balance transfer or foreign transaction fees |
 |
Travel protection |
Visa® Platinum
 |
Best for
Lorem ipsum dolor sit amet |
|
as low as
8.99% |
Highlights & Benefits
| 1 |
Reward point per $1
|
| $0 |
Annual fee
|
|
Travel protection
|
Visa® Credit Builder
|
Best for
Lorem ipsum dolor sit amet |
|
|
as low as
8.99% |
Highlights & Benefits
| 1 |
Reward point per $1
|
| $0 |
Annual fee
|
|
Travel protection
|
Benefits that work for you
| Features | Visa Signature | Visa Platinum | Visa Credit Builder |
|---|---|---|---|
|
Rewards |
1.5 points per dollar spent |
1 point per dollar spent |
1 point per dollar spent |
Cell phone protection
|
Reimbursement up to $500 |
Reimbursement up to $250 |
Reimbursement up to $250 |
|
Auto rental collision damage waiver
|
True |
True |
True |
|
Travel and emergency assistance
|
True |
True |
True |
|
Roadside dispatch
|
True |
True |
True |
|
Norton LifeLock
|
True |
True |
True |
|
Shipt same-day delivery
|
True |
True |
True |
|
Sofar Sounds intimate concert experiences
|
True |
True |
True |
|
Skillshare online creative classes |
True |
|
|
|
Extended warranty protection
|
True |
|
|
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Trip cancelation/interruption
|
True |
|
|
|
Lost luggage reimbursement
|
True |
|
|
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Travel accident and baggage delay insurance
|
True |
|
|
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Wine Country perks and benefits
|
True |
|
|
|
Access to Luxury Hotel Collection
|
True |
|
|
Features
Digital Wallet
Click to Pay
Tap to Pay
Security
Zero Liability
Rewards
Transfer your credit card balances
Save money on interest and pay off your debt faster with no balance transfer fee when transferring high-interest credit card balances.*
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*Rates effective December 21, 2024. All rates, terms and special offers subject to change. Certain restrictions apply. For cash advances at a non-RCU location, the greater of 2% of the advance or $20 will be charged.
Auto rental collision damage waiver
For more information on this benefit and how to use it, visit our guide to benefits for Visa Signature or Visa Platinum cards.
Extended warranty protection
Extended Warranty Protection provides You with valuable features that help You manage, use and extend the warranties for eligible items purchased on Your covered
Account and/or rewards program associated with Your covered Account. Services include Warranty Registration and Extended Protection. You are eligible for this benefit if You are a cardholder of an eligible card issued in the United States and You purchase either a portion or the entire cost of the item using Your Account and/or rewards program associated with Your covered Account.
For more information on this benefit and how to use it, visit our guide to benefits for Visa Signature or Visa Platinum cards.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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