Take advantage of your card's perks
Use your card for life’s everyday purchases and earn rewards
Reward yourself! Redeem your points for:
Cash Back
Turn your points into cash! Earn cash back that gets deposited right into your RCU account.
Charity
Give back to your community by making a cash donation to the RCU Community Fund with your points.
Pay Yourself Back
Whether its travel, gifts, or something for your home, use your points to cover a big purchase!
Statement Credit
Apply your points towards your monthly bill, helping you cover your day to day expenses.
-
1
Log in
Log in to your account online or in the mobile app.
-
2
Select rewards
Choose the rewards you want to redeem.
-
3
Get your rewards
In just a few clicks, you can redeem points for cash back, donate your points, or pay yourself back!
Features
Digital Wallet
Click to Pay®
Tap to Pay®
Security
Zero Liability
Rewards
Transfer balances free
Transfer your credit card balances
Save money on interest and pay off your debt faster with no balance transfer fee when transferring high-interest credit card balances.
Suggested for you
Let RCU waive your Visa® payment if times get tough
For a little extra each month, you can protect your monthly payments if the unexpected occurs.*
-
Rates effective July 24, 2025. All rates, terms and special offers subject to change. Cash advance transactions and balance transfers are excluded from earning points. A foreign transaction fee of 1% applies to each transaction made in foreign currency and converted to U.S. dollars. Certain restrictions apply.
*Your purchase of Payment Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of Payment Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid. DP, GAP-3927819.1-1121-1223
Visa Platinum Card Benefits
To view or download descriptions of your card benefits, or for information on filing a claim, please visit our Visa Platinum Guide to Benefits.
Visa Signature Card Benefits
To view or download descriptions of your card benefits, please visit our Visa Signature Guide to Benefits.
Travel Protection
To view or download descriptions of your card benefits, please visit our Visa Signature Guide to Benefits.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
Test
Content
Leaving Our Website
You are leaving our website and linking to an alternative website not operated by us. Redwood Credit Union does not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.
