Redwood Rewards Overview
Earn points redeemable for cash back on every purchase with an RCU credit card.
How to earn rewards points:
Reward yourself! Redeem your points for:
Cash Back
Turn your points into cash! Earn cash back that gets deposited right into your RCU account.
Charity
Give back to your community by making a cash donation to the RCU Community Fund with your points.
Pay Yourself Back
Whether its travel, gifts, or something for your home, use your points to cover a big purchase!
Statement Credit
Apply your points towards your monthly bill, helping you cover your day to day expenses.
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1
Log in
Log in to your account online or in the mobile app.
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2
Select rewards
Choose the rewards you want to redeem.
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3
Get your rewards
In just a few clicks, you can redeem points for cash back, donate your points, or pay yourself back!
For a complete list of available retailers, merchandise and travel options, plus full program details and rules, please log in to your RCU online account and go to the Rewards tab, or click Rewards in RCU’s mobile app.
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Cash advance transactions and balance transfers are excluded from earning points. Debit rewards available for personal accounts only. Signature-based transactions only. Business accounts are ineligible for debit rewards.
Apply
Already have an RCU account?
(We’ll pre-fill your application)
New to RCU?
Become a Member and apply for your credit card. (Eligibility requirements below)
Eligibility
You can apply for a credit card through RCU if you meet any of the following criteria:
- You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
- You are an immediate family member of a current RCU Member.
- You work for a designated Select Employer Group.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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