Everything we do starts with YOU
At Redwood Credit Union, we focus on you. Your path, your dreams, your needs. One member at a time. Every time. Helping dreams grow and communities thrive for 75 years.
Featured products & services
We’re here to help you thrive financially. From credit cards and loans to checking and savings accounts, our products are designed to support your goals—every step of the way.
Checking
No fees or minimum balance requirements
Set yourself free with a totally free checking account.
Auto Loans
Buy the car you need with a loan you can afford
Get a car loan that works for your budget.
Business banking
Business banking and services you can count on
Get the business solutions, support, and the peace of mind you need from a trusted organization with a proven track record of serving local businesses like yours.
Built on love
RCU serves over 400,000 of your friends, family, and neighbors. See what they have to say.
Have a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.
Open an account
Get started today, and enjoy the financial benefits.
Open checking account
Already have an RCU account?
(We’ll pre-fill your application)
If you want to open a separate account e.g. a joint account, you need to apply as a new Member.
New to RCU?
(Only takes 10 minutes, eligibility requirements below)
Eligibility
You can become a Member of RCU if you meet any of the following criteria:
- You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
- You are an immediate family member of a current RCU Member.
- You work for a designated Select Employer Group.
Auto loan online application
Already have an RCU account?
(We’ll pre-fill your application)
New to RCU?
(Only takes 10 minutes, eligibility requirements below)
Eligibility
You can apply for a loan through RCU if you meet any of the following criteria:
- You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
- You are an immediate family member of a current RCU Member.
- You work for a designated Select Employer Group.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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