Life Changes— and so do we
If it’s been a while since you’ve banked with us, now is the perfect time to reconnect. We’d love to show you everything new we’ve added to support your financial goals.
Rediscover the credit union difference
We’ve introduced new support tools and innovative products designed to help you thrive at every stage of your financial journey—whether you’re rebuilding, growing, or planning ahead. From smarter digital banking to personalized guidance, Redwood Credit Union is here to support what’s next. Explore what’s new and see why so many people choose to bank at RCU.
Benefits Checking1
Get additional protection and discounts for a low monthly cost. Enjoy all the essential features of your checking account with an added boost.
Free Checking
Manage your everyday spending without hassles so you can focus on what matters most to you. Free overdraft protection and access to 35,000+ ATMs.
Auto Loans
With an easy application and flexible loan options, buying your next car just got easier.
Personal Loans
Consolidate your debt or fund your next big project with a loan that works for you.
Visa® Credit Cards
Earn great rewards and get low rates on a card you can use everyday.
Financial coaching
Book a virtual or in-person appointment at your local branch and get ongoing support to help you reach your financial dreams.
Credit+
Get instant access to your credit score and report, personalized tips to build credit, and loan offers that can save you money with Credit +.
Discover our new savings tools!
Round Up & Save2
We'll round up your RCU debit card transactions to the nearest dollar and transfer the difference from your checking account into your preferred savings account.
Simple Save3
Choose the amount of new deposits you want automatically transferred to your preferred savings or money market account.
Let’s move forward together
We’ve added tools, features, and support designed to help you reach your financial goals—wherever life takes you.
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1Registration/activation required. Benefits are available to personal checking accounts and the primary accountholder and joint accountholder(s) subject to the terms and conditions for the applicable benefits or as set forth in the Benefits Checking Terms of Service. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Minimum balance required to open a Benefits Checking Account is $25.00. Benefits may be accessed within RCU’s Digital Banking platform. Some Benefits require authentication, registration and/or activation. Certain restrictions may apply. Estimated values are based on approximate monthly costs or savings for similar marketplace benefits and are subject to change. Benefits and features may vary and may not necessarily reflect the exact features offered through Benefits Checking. No cash value is implied with the use of this account or any of its features
2Round Up & Save is an optional service for consumer accounts only. Certain restrictions may apply.
3Simple Save is an optional service for consumer accounts only. Certain restrictions may apply.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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