Take charge of your financial wellness with Credit+TM
Check your score, get personalized tips, and unlock smarter loan offers right inside digital banking.
What can you do with Credit+?
With RCU’s Credit+, you get a powerful collection of no-cost tools to help you understand, track, and strengthen your credit health. Take advantage of these benefits:
Daily access to your credit score and full report
Real‑time monitoring alerts
Personalized credit action plan
Credit simulator and goal-setting tools
Financial checkup resources
Exclusive credit offers
Stay informed with your credit score & report
Get instant access to your current credit score and full report without affecting your score, and receive real time alerts whenever something changes.
Loan recommendations you can feel confident about
Clear, trustworthy insights that help you choose the right loan at the right moment.
Get personalized guidance
RCU’s Credit+ analyzes your credit profile and provides tailored actions to help you improve your financial standing.
Explore credit goals & simulations
Experiment with different credit scenarios, such as paying down balances or opening new credit, to understand how these actions could impact your score.
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Log in
Log in to digital banking through the mobile app or online.
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2
Tap My Credit Score
From your dashboard, tap or select the My Credit Score tile.
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Start exploring
Review your credit score, explore loan offers, experiment with the credit simulator, and more.
Get personalized help with your financial goals
Our certified financial coaches are here to support and guide you toward a healthy financial future. Schedule an appointment to discuss budgeting, building credit, debt repayment and more.
Have a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.
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Credit+ is a feature of your digital banking account, RCU, in partnership with SavvyMoney, Inc, will provide you with your credit score and report. This is a soft pull and will not affect your credit score. You may apply for products and services made available by RCU. You may revoke this authorization at any time through your credit score profile settings. Certain restrictions apply.
Mobile App
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Get started with 3 easy steps:
- Download the RCU mobile banking app
- Register your RCU account using the link on the sign in page
- Log in to get started
Apple App Store
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Google Play Store
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Log into your account
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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