RCU Financial Support
We offer resources, tips, and tools to help you through hard times and set you on the path to financial success.
If you are having trouble making payments, we are here for you. We provide short- and long-term relief solutions for your peace of mind.
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Ways we can help
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Financial wellness session
Review your financial concerns with a member of our Loan Solutions team. Our team member will dedicate time to understanding your situation and what solutions are available.
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Financial education resources
Explore articles, e-books, and interactive learning modules. Discover how to manage debt, rebuild your credit, and save for the future.
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Financial counseling
Get free access to certified financial counselors through our partners at BALANCE. Check out their one-on-one counseling, videos, articles, and more.
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1
Completed financial
wellness worksheet1Fill out this worksheet so our team can assist you with your financial concerns.
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2
Financial
statementsInclude your two most recent bank statements.
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3
Proof of
incomeInclude your two most recent paystubs and tax returns if self-employed.
Additional resources
Have a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly. 866-479-2800
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1To obtain a financial wellness worksheet, visit a branch or call us at 1 (800) 479-7928. Need active insurance on collateralized loans.
2RCU Drive loans are not eligible for modifications.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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