Mortgage Loan
Make your visit as fast and efficient as possible by providing the items below at your appointment.
-
What you will need
-
Employment history
Information regarding your employment history over the past 2 years
-
Housing history
Information regarding where you lived over the past 2 years
-
Down payment goal
How much you intend to put as a down payment on your purchase
-
Loan pre-approval goal
How much you are looking to get prequalified for on your purchase
-
If applicable
Any other documents as required by your loan officer
Count on a good experience
During the appointment, we’ll help you choose the right services for your needs, open your account(s), and make sure you have secure, convenient access 24/7 with RCU online or mobile banking.
Skip the appointment
Save time with our easy online application.
Mortgage Loan Appointment
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
Test
Content
Leaving Our Website
You are leaving our website and linking to an alternative website not operated by us. Redwood Credit Union does not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.