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7 Steps To Go From Home-Buying Novice To Real Estate Pro

December 1, 2021

Happy family in living room

Feeling overwhelmed? Stop! Take a breath and review the steps below. We’ve broken the home-buying process down into a simple and easy-to-read format.

When you’re ready to start the adventure, give us a call. We love to help you succeed.


1

Get Pre-Approved

Work with your loan officer to turn your pre-qualification into a pre-approval so you can start shopping for your dream home!


2

Find Your Real Estate Agent!

Let RCU help you find a trusted agent if you are not presently working with one. Ask about our HomeAdvantage program.


3

You’ve Found The House!

Let’s make the offer! Together with your agent, we’ll help you prepare your pre-approval and offer letters.


4

Offer Accepted!

Work with your loan officer to guide your loan through the necessary processing and underwriting steps.


5

Inspections

RCU will order a home appraisal; however, because this is one of the biggest purchases you’ll make, we encourage you to conduct your own home and/or pest inspection to learn everything you can about the property.


6

Loan Approval

HOORAY! You are very close to getting the keys to your new home! The approval may require you to provide some additional items before closing. Be sure to talk to your RCU loan officer with any questions.


7

Closing Documents

CONGRATULATIONS! This is the final step! You’ll sign your final closing documents, RCU will send the funds to the title company…then you’ll get the keys to your new home!