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Jr. Partner - Teen Checking & Savings (Ages 13-17)

Teach your teen how to achieve financial goals

Help your teenager prepare for their financial future.


Help your teen learn the value of saving and preparing for the future with an account that teaches healthy money habits.


Online & mobile banking

View account balances, monitor transactions, and show your teen how to manage their account at home or on the go.

Free checking account and debit card with parental limits

Teach responsible spending habits by setting daily debit limits from $40 to $800.

Earn dividends

Motivate your teen to save more by showing them that they can earn dividends on their account balance.

Quarterly newsletter

Teens can learn about money management with tips and articles on saving and spending, avoiding scams, building credit, and more.

Rewards for saving money

Get a free one-time gift for reaching a savings balance of $250.

Good to know

$10 minimum balance required

Start earning dividends with a minimum balance of $10.

Must have an adult over the age of 18

All youth accounts must have a responsible adult (over 18) on the account as well as the child or teen.

Visit "Elements of Money"

Help your teen learn about finances in a fun, engaging way

Teens can have fun learning money skills with online educational articles, tips, videos, podcasts, contests, and more.

Free Checking Account and Debit Card with Parental Limits

Help your teen save more and spend less

Teach responsible money habits by giving them the freedom of a checking account that lets you set daily limits to prevent overspending.

Why Choose RCU?

At RCU, we're passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.

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    That's how many chats, emails, and calls were served by our local Member Service Center in 2020.

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    Best in State Credit Union by Forbes Magazine

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.

Teach your teen how to achieve financial goals

Get started helping your child prepare for the future.

  • Offer valid on youth accounts opened between 4/1/2023 through 4/30/2023. $10.00 will be deposited into the savings account of the RCU Jr. Ranger Member (age 12 & under) or $20.00 will be deposited into the savings account of the RCU Jr. Partner Member (age 13-17) who opened a new account within the promotional period. Deposits will be made to the account within 3 business days of account opening. A responsible adult must be added as a joint Member on each youth account. Certain restrictions may apply.

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