Easily manage your business funds
Keep your money organized with our basic business banking account.
Don't limit your transactions
Enjoy unlimited outgoing ACH, debits, checks and payments.
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Business Online Deposit
Business Online Deposit makes it easy to deposit checks from the convenience of your office. With a few clicks, you can upload and process images of each check so you can continue taking care of other tasks at work!
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More Business Online Deposit highlights
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Secure and convenient deposits
Online deposits are fast, safe, and secure, so you can rest easy knowing your money is protected.
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View check images
Reconcile and review your deposited checks if necessary.
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Review deposit history anytime
You can track your account deposits and current balances without visiting a branch.
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No monthly fees
Access the convenience and security of online deposits without paying monthly fees.
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1
Open an account
It will only take a few minutes!
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2
Make a deposit
Put at least $200 in your account.
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3
Save for your goals
Easily manage your business expenses and watch your business grow.
Why Choose RCU?
At RCU, we’re passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.
Named one of America’s Best Credit Unions by Newsweek
Recognized by Forbes as one of America’s Best Small Employers 2023
Best financial institution I've ever done business with. I never have to wait long for service. If there's a questionable transaction on my card, I am notified immediately. I feel well taken care of. Everyone knows me by name and has a smile for me.
Have a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.
A business account made for everyday banking
Enjoy hassle-free money management.
Rates
All Highlights
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Free if you maintain a set minimum or average daily balance
This account is free as long as you keep a minimum daily balance of $1,000 or an average daily balance of $2,500.
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Nationwide ATM access
With access to over 30,000 ATMs, it’s easy to get cash when you need it.
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Unlimited transactions
This account includes unlimited items paid out of the account each month (ACH, debit, check, etc.).
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No per-item deposit fee
Make as many deposits as you need with no fees.
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Open with a $200 minimum deposit
Open an account without having to make a big deposit.
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Online eStatements
Access your account statements from anywhere.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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