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Visa® Balance Transfer

Lower your interest rates and pay off debt faster

Transfer your high-interest balances to a low-interest credit card to save money and get out of debt.

Savings simplified

Looking for a simple way to experience real savings? Bring your credit card balance over to a Redwood Credit Union Visa® Platinum card. Unlike other cards, we skip the transfer fees and keep our rates low, so you can do more of what you love.

Everyday low rates with no hidden fees

  • No balance transfer fees
  • No annual or foreign transaction fees
  • Rates as low as 8.99% APR*

Learn how to transfer balances in online banking and our mobile app

Make transfer balances from your other credit cards to your RCU Visa® using online banking or our mobile app.

  • *Rates effective November 26, 2022. All rates, terms, and special offers subject to change. Certain restrictions apply. For cash advances at a non-RCU location, the greater of 2% of the advance or $20 will be charged. Cash advance transactions and balance transfers are excluded from earning points.