Achieve your goals and dreams–it’s possible.
We’ll be by your side with banking, lending, and financial advice, for all that you love.
Redwood Credit Union offers a variety of products and services that are designed with one thing in mind—you. RCU is here to help you on your financial journey every step of the way. Love where you bank.
Featured products and services
Current rates
View all ratesAuto Loan
as low as 2.64 % APR5/5 ARM Mortgage
as low as 2.98 % APRVisa Credit Card
as low as 8.99 % APRWhat's new
Take control of your finances
We provide free access to industry-leading financial education and resources. With advice for all stages of life, we can help you through every step of your financial journey.
Built on love
RCU serves over 360,000 of your friends, family, and neighbors. See what they have to say.
Love my credit union. Great mortgage products, numerous locations, easy phone banking, great online services.
$4.1 Million Donated
Donated through sponsorships, fundraising, and support to local nonprofit organizations.
137,000 Viewers
Watched our student videos to help kids, parents, and teachers with their emotions and feelings during the pandemic.
9,120 Local Jobs Saved
We funded $121 million in Paycheck Protection Program (PPP) loans to 2,036 local businesses.
Apply
Not a Member?
Begin your loan application. Review our Membership requirements below to determine if your are eligible.
Already a Member?
Log in to RCU online banking to start your prefilled application.
You can become a Member of RCU if you meet any of the following:
- You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
- You are an immediate family member of a current RCU Member.
- You work for a designated Select Employer Group.
Already applied in person or over the phone?
To check the status of your loan, view any loan conditions, or to upload any requested documents.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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