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Home Equity

What's the difference?

Home Equity Line of Credit

Similar to a credit card, a HELOC allows you to borrow what you need up to your credit limit.

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Home Equity Loan

Best if you know exactly how much you need to borrow.

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Rate can change
True
False
Payment can change
True
False
Terms available up to 30 years
True
True
No closing costs for loan amounts up to $200,000
True
True
Up to 85% combined loan to value
True
True
Loan amounts up to $500,000
True
True

What could you do with your homes' equity?

Have a question?

At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly. Go ahead: send us a question or give us a call.

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