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Mortgage Loans

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Already applied? Log in and manage your application.

Not sure where to start? Let us help you.

Contact our Mortgage Team

Don’t see what you’re looking for? We also offer:

Tenants in Common (TIC) Loans

TIC agreements are an affordable way to achieve your home ownership dreams.

View TIC Loans

Construction & Lot Loans

Enjoy personalized options and competitive rates for all your construction needs.

View Construction Loans

Reverse Mortgages

Our partners at Alliance Reverse Mortgage allow you to borrow equity in your home.

Visit Alliance Reverse Mortgage

Why Choose RCU

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Competitive Interest Rates

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Local Personal Service

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No-closing-cost option

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Have a question?

If you have questions about any part of the home buying process, our mortgage experts are here to help. Schedule an appointment or give us a call at 1 (800) 609-9009.

  • 1Certain restrictions may apply. Maximum Combined Loan to Value (CLTV) for rates listed above is 95%. Maximum CLTV for investment (non-owner occupied) is 80%. Rates and max CLTV assumes property is a single unit, primary residence, non-manufactured home. RCU mortgages are available only CA properties only. ARM rates are subject to periodic adjustments after loan closing, per the terms of the note.

    2Insurance products are not deposits of Redwood Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Redwood Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Redwood Credit Union need not be purchased from Redwood Credit Union and may be purchased from an agent or an insurance company of the member’s choice. RCU Insurance Services is a wholly-owned subsidiary of Redwood Credit Union. Business conducted with RCU Insurance Services is separate and distinct from any business conducted with Redwood Credit Union. License no. 0D91054. NPN no. 7612227.

    3 Non-closing cost product requires a minimum balance of $200,000 and includes a potential savings of $2,600 in closing costs.