San Francisco
Bring on the $500 bonus
This fall, Redwood Credit Union is offering our San Francisco Members a limited-time gift to help you make your house a home with a $500 Wayfair® gift card.1
To receive your $500 Wayfair® gift card from RCU, simply:
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1
Purchase or refinance your home with an RCU loan and close before December 31, 2021.
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2
Have a free insurance review with an RCU Insurance Services agent.2
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3
That’s it! You’ll receive your $500 digital Wayfair®3 gift card after closing.
Why choose an RCU mortgage?
- Low, competitive rates
- Flexible fixed- and adjustable-rate options
- Local, personal service
This promotion is exclusively available to San Francisco residents – and only applies to mortgages or refinances that close by December 31, 2021.
Get Started
Learn more online or give us a call at 1 (707) 576-5040. Be sure to mention this offer to your loan agent!
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1Offer valid from 10/8/2021 through 12/31/2021 and must be redeemed on or before 12/31/2021. $500.00 Wayfair® gift card will be emailed to the RCU Member who (1) resides in and has a physical address in San Francisco County, (2) purchases or refinances a home with an RCU mortgage loan before 12/31/2021, and (3) receives an insurance review with an RCU Insurance Services (RCUIS) agent. Limit of one $500.00 Wayfair® gift card per Member upon offer completion. To participate, Member must be at least eighteen (18) years of age. Reward will be emailed to the Member thirty (30) days after meeting all the terms and conditions associated with the offer. RCU reserves the right to provide a substitute prize of equal or greater value. Employees of RCU and/or RCUSG, volunteer Officials, and their family members are not eligible to participate in this offer. Certain restrictions may apply. Equal housing lender. CA properties only. Promotion subject to change without notice.
2Insurance products are not deposits of Redwood Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Redwood Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Redwood Credit Union need not be purchased from Redwood Credit Union and may be purchased from an agent or an insurance company of the member’s choice. RCU Insurance Services is a wholly owned subsidiary of Redwood Credit Union. Business conducted with RCU Insurance Services is separate and distinct from any business conducted with Redwood Credit Union. License no. 0D91054. NPN no. 7612227.
3Wayfair® is a trademark of Wayfair LLC registered in the United States.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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