Better for business
Improve cash flow and earn cash back on your business expenses with an RCU Business Visa® credit card.1
Business banking and services you can count on
Get the business solutions, support, and the peace of mind you need from a trusted organization with a proven track record of serving local businesses like yours.
What we offer for businesses
Business Checking
Manage your everyday income and spending easily and efficiently with a variety of business checking accounts to choose from.
Business Savings
Maximize your business savings with options like dividend-earning savings, money market accounts, and savings certificates.
Business Financing
Finance your business needs with commercial auto and real estate loans, lines of credit, SBA loans, and more.
Business Credit Cards
Earn cash back on your expenses and take advantage of low rates and no annual fee with an RCU Business Visa® Platinum card.
Merchant Services
Easily and efficiently process card payments and digital payments to give your customers an exceptional checkout experience.
Payroll Services
Streamline your payroll process with trusted solutions and personalized services to manage your unique payroll needs.
More for your business
Not sure where to start? Let us help.
RCU Business Services is here to answer any questions you may have. Feel free to email or call us directly. We're available Mon-Fri 8 AM to 5 PM.
Learn how Trevor and Stephanie got their commercial building with help from RCU.
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SBA Preferred Lender
As a preferred SBA lender in San Francisco and the North Bay, we're here to support your unique business needs.
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1Rates effective August 14, 2025. All rates, terms and special offers subject to change. Cash advance transactions and balance transfers are excluded from earning points. A foreign transaction fee of 1% applies to each transaction made in foreign currency and converted to U.S. dollars. Certain restrictions apply. For further information, please refer to the Business Visa Platinum Guide to Benefits.
2Certain restrictions may apply. Service is not guaranteed. Business must apply for and be granted access to business ACH and wire services. Business must lease or purchase scanner and have specific system requirements to utilize Remote Deposit. Additional fees may apply.
3Insurance products are not deposits of Redwood Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Redwood Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Redwood Credit Union need not be purchased from Redwood Credit Union and may be purchased from an agent or an insurance company of the member’s choice. RCU Insurance Services is a wholly owned subsidiary of Redwood Credit Union. Business conducted with RCU Insurance Services is separate and distinct from any business conducted with Redwood Credit Union. License no. 0D91054. NPN no. 7612227.
4RCU Auto Services is a wholly owned subsidiary of Redwood Credit Union.
The Contactless Symbol, Contactless Indicator, and the Click to Pay icon are registered trademark in the U.S. and owned by EMVCO, LLC
Rates
Auto Loan Rates
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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