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Bump up your rate!

Open a savings certificate and get a free one-time rate increase if rates go up.

For all that you love (scheduled 2)

Redwood Credit Union offers a variety of products and services that are designed with one thing in mind—you. RCU is here to help you on your financial journey every step of the way. Love where you bank.

Current rates

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3/1 ARM Mortgage

as low as%RATE%APR

Auto Loan

as low as%APR

Certificates w/active checking

earn up to%APY

Achieve your financial goals

Whatever your financial goals are, RCU is here to help with free resources to get your planning started.

Free Financial Resources

Built on love

RCU serves over 360,000 of your friends, family, and neighbors. See what they have to say.

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Love my credit union. Great mortgage products, numerous locations, easy phone banking, great online services.

— Jim C.

For our community

We are proud to support the communities we serve. Here are a few ways we helped our communities in 2021:

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$4.1 Million Donated

Through sponsorships, grants, fundraising, and volunteer hours.

$201.2 Million to Businesses

Since 2020, RCU has funded 3,882 PPP loans. So far, $197.9M of those loans have been forgiven and returned to businesses.

309,391 Lives Impacted

Through grantmaking to organizations throughout our communities.

Achieve your goals and dreams–it’s possible.

We’ll be by your side with banking, lending, and financial advice, for all that you love.

  • 1 Rates are effective July 20, 2024 and are subject to change without notice. APY=Annual Percentage Yield. Certificate Yields assume dividends remain in account until maturity; penalty imposed for early withdrawal. Fees may reduce earnings. In order to open and maintain this certificate, you must have an active checking account at RCU. Active checking is defined as a checking account having 3 or more transactions per month (excluding telephone teller or dividend posting transactions).

    2Rates effective July 20, 2024. All rates, terms, and special offers subject to change. Certain restrictions apply. For cash advances at a non-RCU location, the greater of 2% of the advance or $20 will be charged. Cash advance transactions and balance transfers are excluded from earning points.

    3Rates are effective July 20, 2024 and are subject to change without notice. Certain restrictions may apply. Maximum Combined Loan to Value (CLTV) for above rates is 95%. Maximum Combined Loan to Value for investment (non owner occupied) is 80%. Rates and max CLTV assumes property is a single unit, primary residence, non-manufactured home. RCU mortgages are available on CA properties only. ARM rates are subject to periodic adjustment after loan closing, per the terms of the note. Calculate Rates & Payments Payment examples provided do not include taxes or insurance, actual amounts may be greater. Non-Closing cost product requires a minimum balance of $200,000, and includes a potential savings of $2,600 in closing costs.

    4Rates are effective July 20, 2024 and are subject to change without notice. Certain restrictions may apply. New autos are defined as vehicles with less than 1,000 miles and may be financed up to 125% MSRP, depending on credit history. Used autos must be 15 years old or newer and may be financed up to 125% KBB value, depending on credit history and collateral condition. Calculate Rates & Payments

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