Bump up your rate!
Open a savings certificate and get a free one-time rate increase if rates go up.
For all that you love (scheduled 2)
Redwood Credit Union offers a variety of products and services that are designed with one thing in mind—you. RCU is here to help you on your financial journey every step of the way. Love where you bank.
Featured products and services
Current ratesView all rates
Auto Loanas low as 2.64 % APR
5/5 ARM Mortgageas low as 2.98 % APR
Visa Credit Cardas low as 8.99 % APR
Learn about your credit union’s 2022 performance at our virtual annual meeting: Thursday, April 27 at 5:30 p.m.
Visit our careers page and click Browse Current Openings to see the positions now open!
Achieve your financial goals
Whatever your financial goals are, RCU is here to help with free resources to get your planning started.
Establish an emergency fund or save for a particular goal. You’ll feel good knowing you’re building a stable financial future.
Whether you're looking to buy a home, a car, or everyday items, having a spending plan in place will set you up for success.
Built on love
RCU serves over 360,000 of your friends, family, and neighbors. See what they have to say.
Love my credit union. Great mortgage products, numerous locations, easy phone banking, great online services.
$4.1 Million Donated
Through sponsorships, grants, fundraising, and volunteer hours.
$201.2 Million to Businesses
Since 2020, RCU has funded 3,882 PPP loans. So far, $197.9M of those loans have been forgiven and returned to businesses.
309,391 Lives Impacted
Through grantmaking to organizations throughout our communities.
Achieve your goals and dreams–it’s possible.
We’ll be by your side with banking, lending, and financial advice, for all that you love.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
Leaving Our Website
You are leaving our website and linking to an alternative website not operated by us. Redwood Credit Union does not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.
Login to Online Banking
Online & mobile banking system maintenance
Online & Mobile banking will be unavailable from 11pm on Saturday 04/09 to 3am Sunday 04/10. We apologize for any inconvenience.