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Credit cards

Credit cards to suit any financial situation or need.

Compare

Select the card that works for your unique needs.

Visa Signature

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Visa Platinum

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Visa Credit Builder

View Visa Credit Builder
Visa Signature
Visa Platinum
Visa Credit Builder
Best for
Earning rewards, premium benefits, and robust features.
Convenience and savings with a low rate and rewards.
Building credit if you have no history or a low credit score.
Reward points
1.5 points / $1 spent
1 point / $1 spent
1 point / $1 spent
Reward options
Cash back, gift cards, merchandise, travel and more.
Cash back, gift cards, merchandise, travel and more.
Cash back, gift cards, merchandise, travel and more.
No annual fee*
True
True
True
No foreign transaction fees
True
True
True
No balance transfer fees*
True
True
True
Auto rental collision damage waiver
Learn More
True
True
False
Norton LifeLock
True
True
False
Extended warranty protection
True
False
False
Trip cancelation/Trip interruption
True
False
False
Lost luggage reimbursement
True
False
False
Travel accident and baggage delay insurance
True
False
False
Wine Country perks and benefits (select locations)
True
False
False
Access to Luxury Hotel Collection
True
False
False

Features

Digital Wallet

Digital Wallet

Click to Pay

Click to Pay

Tap to Pay

Tap to Pay

Security

Security

Zero Liability

Zero Liability

Rewards

Rewards

Transfer balances free

Transfer your credit card balances

Save money on interest and pay off your debt faster with no balance transfer fee when transferring high-interest credit card balances.

  • *Rates effective May 28, 2022. All rates, terms and special offers subject to change. Certain restrictions apply. For cash advances at a non-RCU location, the greater of 2% of the advance or $20 will be charged.