What lies ahead for the U.S. economy in 2026?
Join Director and Chief Economist at TruStage™, Steven Rick, as he explores the key insights and trends shaping the year ahead.
This webinar will tackle the questions we’re all asking, including:
- Will the U.S. economy move into recession or continue its expansion in 2026?
- Are fundamental changes in the jobs market likely to cause long-term income and wealth disparities?
- Will the Federal Reserve lower interest rates further in 2026?
- Is the stock market in a bubble like 1929?
Gain clarity on these pressing issues while understanding how they may impact your personal balance sheet. This session will review the principal forces driving the economy and financial markets—don’t miss this opportunity to prepare for the year ahead.
About the speaker
Steven Rick is Director and Chief Economist at TruStage™, where he leads strategic research, analysis, and forecasting for the financial services industry with a focus on consumer and credit union markets. He authors the Credit Union Trends Report and has written a textbook on asset-liability management for credit union executives.
Previously, Rick served as Senior Economist for CUNA & Affiliates for over two decades. He is Chairman of the Board of Directors at the University of Wisconsin Credit Union and a Senior Lecturer in Economics at the University of Wisconsin–Madison, where he teaches courses in money, banking, and macroeconomics. Rick holds degrees in Economics and Finance and earned his Ph.D. in Economics from the University of Wisconsin–Madison.
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Disclosures
The financial professionals at Redwood Wealth Management are registered representatives with LPL Financial (LPL), a registered investment advisor and broker-dealer (Member FINRA/SIPC), and offer securities and advisory services through LPL Financial (LPL). Insurance products are offered through LPL or its licensed affiliates. Redwood Credit Union is not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using the name Redwood Wealth Management and are employees of Redwood Credit Union. Redwood Credit Union has engaged LPL to offer these products and services through LPL or its affiliates, which are separate entities from, and not affiliates of, Redwood Credit Union. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
Redwood Credit Union (“Financial Institution”) provides referrals to registered representatives of LPL Financial LLC (“LPL”), who are employees of the Financial Institution pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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