Block Spam, Scams, and Robocalls
December 23, 2019
calls.
By applying some simple precautions to identify and block annoying telemarketing calls, robocalls, and scam attempts, you can protect your finances.
- Register your home and mobile phone numbers with the National Do Not Call Registry, run by the Federal Trade Commission.
Registration to block telemarketers and report unwanted calls is free. Learn more. - Download a free smartphone app that can identify and block scams and spam numbers, with auto-blocking and reverse phone lookup options.
- Safeguard your landline by purchasing a call blocker ($50–$200) that notifies you of suspected spam, fraud, or telemarketers.
Protective Phone Tips
- If you answer an unknown number and someone asks, “Do you hear me?” don’t say a word, just hang up.
- If a caller tells you to “Press 1 to be removed from the call list or speak with a real person,” don’t do it. The scammer is testing how responsive you are.
Whenever possible, avoid engaging with unknown callers. And if you ever find yourself in a situation where something doesn’t feel right, contact the Redwood Credit Union Security Center for
help.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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