Investing is about more than just “How much?” —it’s about “How will you use it?” Let us help you pursue your long-term financial goals.
Setting the foundation for your future
Get professional guidance to help you plan for the future with investment services tailored to your unique needs.
Our wealth management services and your investment accounts are moving to LPL as of September 21, 2024. Visit our FAQ page for more information regarding the transition. Learn More
Investment services
No matter what you need, Redwood Wealth Management has financial advisors and strategies that will help you pursue your financial dreams.
What we offer
Even a small initial investment can allow you to invest in a professionally managed fund that also maintains liquidity.
Annuities offer a guaranteed stream of income over a period of time, as well as tax deferral advantages.
Find the right stocks and exchange funds to support your specific financial goals.
Looking for a conservative investment? We’ll help you find the right bonds in which to invest your money.
Unit investment trusts provide a cost-efficient way to invest in a fixed set of professionally selected securities, with potential tax advantages.
Real estate investment trusts offer access to income-producing real estate investments without having to own the property, providing increased liquidity and diversification.
Enjoy a customized, professionally managed fiduciary account that provides you control and transparency toward pursuing your stated goals.
Combine the stability of a traditional CD with the growth potential of a performance-based investment to add diversity to your investment strategy. MLCDs are FDIC-insured and return your deposit upon maturity.
Protect your family’s financial future with life and long-term care insurance designed for your unique needs and goals.
Redwood Wealth Management
Collaborate with Redwood Wealth Management professionals to help you plan and pursue your financial goals.
What we offer for wealth management
Make smart money moves with advice from experienced financial professionals.
Prepare for the future with solid retirement planning strategies and guidance.
Take advantage of opportunities to seek growth by diversifying to make the most of your money.
Prepare for higher education for yourself or your kids with professional financial advice.
If you’re self-employed or own a small business, plan for your retirement and that of your employees by setting up a business retirement account.
Let us help you understand and mitigate the risks specific to your portfolio.
Access your investment accounts anytime, anywhere with online banking and the RCU mobile app.
Disclosures
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (Member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Redwood Credit Union and Redwood Wealth Management are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Redwood Wealth Management, and may also be employees of Redwood Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Redwood Credit Union or Redwood Wealth Management. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Deposits or Obligations | Not Credit Union Guaranteed | May Lose Value |
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html more detailed information.
All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
1Investing in mutual funds involves risk, including possible loss of principal. Fund value will fluctuate with market conditions and it may not achieve its investment objective.
2Fixed and Variable annuities are suitable for long-term investing, such as retirement investing. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Guarantees are based on the claims paying ability of the issuing company. Withdrawals made prior to age 59 ½ are subject to a 10% IRS penalty tax and surrender charges may apply. Variable annuities are subject to market risk and may lose value.
3Stock investing includes risks, including fluctuating prices and loss of principal.
4ETFs trade like stocks, are subject to investment risk, fluctuate in market value, and may trade at prices above or below the ETF’s net asset value (NAV). Upon redemption, the value of fund shares may be worth more or less than their original cost. ETFs carry additional risks such as not being diversified, possible trading halts, and index tracking errors
5Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price.
6Unit Investment Trusts (UITS) are a fixed portfolio of securities with a set term. Strategies are long term, therefore investors should consider their ability to pursue investing in successive trusts and the tax consequences.
7Investing in Real Estate Investment Trusts (REITs) involves special risks such as potential illiquidity and may not be suitable for all investors. There is no assurance that the investment objectives of this program will be attained.
8Market Linked CDs (MLCDs) have various risks, including liquidity, market, and interest rate/yield risk, and may not be suitable for every investor.
Contact Us
Questions about the upcoming transition to LPL Financial?
Visit our FAQ page for more information regarding the transition.
For general inquiries or questions about existing investment accounts, please contact our wealth management team.
Give us a call
Send us a message
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
Test
Content
Leaving Our Website
You are leaving our website and linking to an alternative website not operated by us. Redwood Credit Union does not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.