Where great rates meet local service
Feel comfortable in your home, and confident with your loan.
Explore our home loan options
Already applied? Log in and manage your application.
Not sure where to start? Let us help you.
Mortgage Tools & Resources
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Mortgage Tools & Resources
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View Current Rates |
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View Mortgage Calculators |
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Visit our Learning Center |
We also offer these home loan options:
Tenants in Common (TIC) Loans
TIC agreements are an affordable way to achieve your home ownership dreams.
Construction & Lot Loans
Enjoy personalized options and competitive rates for all your construction needs.
Reverse Mortgages
Our partners at Alliance Reverse Mortgage allow you to borrow equity in your home.
Why Choose RCU
Competitive Interest Rates
Save money on the biggest purchase you will make – your home – with competitive rates on fixed and variable loans.
Local Personal Service
Get the high-quality service you know and love from RCU. Our dedicated mortgage team is here to help you throughout the loan process.
No-Closing-Cost Option*
Take your buying power up a notch with RCU’s no-closing-cost option.
Have a question?
If you have questions about any part of the home buying process, our mortgage experts are here to help. Schedule an appointment or give us a call at 1 (800) 609-9009.
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*Non-closing cost product requires a minimum balance of $200,000 and includes a potential savings of $2,600 in closing costs.
Rates
Contact Us
Schedule an appointment
Meet with a mortgage specialist to choose what’s right for your needs.
Refinance Options
Refinance options for your unique needs
Looking to refinance your mortgage?
We can help you through the process, making your next home loan easy.
Have a question?
Contact UsOur mortgage experts are here to help. Fill out our contact form and we will be in touch soon or give us a call at 1 (800) 609-9009.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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