Misty Smart
NMLS# 872563
Meet Misty
With over 25 years of experience in the mortgage industry, Misty takes a patient and calm approach to the fast-paced Marin market.
As a top producer, she is committed to providing exceptional service and tailored solutions to her clients. Misty takes the time to listen and educate her clients about their options to empower them to make informed decisions.
When she’s not working, she enjoys spending time with friends and family, especially her son, Jack and going to live music shows and events.
Contact Misty
Explore the RCU difference
At RCU, we love to help you succeed. We’re focused on people and our community, never profits or stockholders. It’s why we offer personalized banking that works for your life. So, no matter where you are in your journey, we’re excited to be right there with you.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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