Select Employer Group Benefits
If your employer is enrolled in our SEG program, you qualify for these additional benefits when you join RCU!
Are you an employer? Learn more about our SEG program and enroll here
SEG Rewards & Membership Benefits1
Complimentary financial planning review*
A good financial plan helps you prepare a secure future for you and your family's security and happiness. SEG benefits often include complimentary financial plan reviews for employees.
One-time 0.25% loan discount2
Get a one-time discount of 0.25% off the interest rate for qualifying loans.
Nationwide ATM access3
With our ATM network, you can access your money from more than 30,000 ATMs nationwide. Plus RCU will reimburse up to 4 out-of-network fees a month so you can get cash nearly anywhere.
Health Savings Account4
Health savings accounts (HSAs) let you to put aside money for you to use on qualified medical expenses whenever you need.
Affordable home loans5
Buying a home is possible with an affordable home loan from RCU.
$25 cash when opening an account6
Get $25 cash when you open an account at RCU!
And more...
View all featuresTwo ways to join:
In-branch
Make an appointment to open your account at your nearest branch and mention your employer to access your Select Employer Group benefits.
Online
- Open an account.
- Return here to complete the SEG Connect Form so we can link your account to your Select Employer Group benefits.
Financial Health Seminars
Did you know that a Pricewaterhousecoopers survey found that 46% of employees spend more than 3 hours during the workweek dealing with or thinking about financial issues? We are proud to provide financial wellness seminars to help employees with their financial understanding and security. Here are the most popular topics:
• Building a Better Budget
• Goal Setting and Achieving the Financial Goals That Matter to You
• Give Yourself Some Credit
• Saving and Investing
• Understanding Home Ownership Financing Choices
Additional helpful resources:
Servicios de Asesoría Financiera
Con nuestros socios de BALANCE, usted puede consultar con un asesor financiero certificado para crear un presupuesto, salir de deudas, entender su reporte de crédito y mejorar su puntaje de crédito, entender como comprar casa, o planificar su futuro financiero, todo sin ningún costo.
Join our SEG reward program
RCU's Select Employer Group (SEG) program enhances your employee benefits package by providing financial benefits and financial wellness for your employees at no charge to your company.
More than 200 companies and organizations currently participate in our SEG program to help support their employees’ financial wellness.
Disclosures
1SEG rewards program available to employees of RCU SEG partners only. Proof of employment is required and all rewards must be applied for and/or redeemed within ninety (90) days of joining RCU. To redeem SEG benefits, please give us a call or stop by one of our branches. Certain restrictions may apply. All special offers subject to change without notice.
2Loan discount available on a new RCU closed-end loan or refinanced closed-end loan from another lender.
3First two non-RCU ATM fees reimbursed with checking; first four non-RCU ATM fees reimbursed with checking and active RCU loan or credit card. Active = at least one transaction or payment in prior month. Casino/gambling and ATMs outside U.S. excluded.
4Must be enrolled in a qualifying high-deductible health plan (HDHP) and meet other eligibility requirements. Check with your health insurance provider to determine if your health plan coverage is HSA-compatible. Refer to IRS Publication 969 for additional information. Consult your tax advisor for additional information.
5California properties only.
5Checking account credited $25 after first direct deposit.
6Insurance products are not deposits of RCU, and are not protected by the NCUA. They are not an obligation of or guaranteed by RCU and may be subject to risk. Any insurance required as a condition of an extension of credit by RCU need not be purchased from RCUIS and may be purchased from an agent or an insurance company of the Member’s choice. RCU Insurance Services (RCUIS) is a wholly owned subsidiary of RCU. Business conducted with RCUIS is separate and distinct from any business conducted with RCU. License no. 0D91054 NPN no. 7612227. Credit counseling provided by RCU’s credit counseling partner, Balance.
7Free checks are the RCU corporate image checks only.
*The financial professionals at Redwood Wealth Management are Financial Advisors with, and securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Redwood Credit Union and Redwood Wealth Management are not registered as broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Redwood Wealth Management, and may also be employees of Redwood Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Redwood Credit Union or Redwood Wealth Management. Securities and insurance offered through LPL or its affiliates are:
| Not Insured by NCUA or Any Other Government Agency | Not Credit Union Guaranteed | Not Credit Union Deposits or Obligations | May Lose Value |
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services.
Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
All Features
-
Complimentary financial planning review*
A good financial plan helps you prepare a secure future for you and your family's security and happiness. SEG benefits often include complimentary financial plan reviews for employees.
-
One-time 0.25% loan discount²
Get a one-time discount of 0.25% off the interest rate for qualifying loans.
-
Nationwide ATM access3
Access your money from more than 30,000 network ATMs nationwide with fee reimbursement on non-network ATMs. 4
-
Health Savings Account4
Health savings accounts (HSAs) let you to put aside money for you to use on qualified medical expenses whenever you need.
-
Affordable home loans5
Buying a home is possible with an affordable home loan from RCU.
-
$25 cash when opening an account6
Get $25 cash when you open an account at RCU!
-
Free insurance consultations and quotes7
Get free consultations and quotes to keep you and your assets protected when unexpected events occur.
-
Free box of RCU standard design checks8
Receive one free box of RCU standard design checks when you sign up to become a member!
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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