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Mobile Wallet

June 8, 2020

A mobile wallet is an app on your mobile device that stores payment information so you can use the device to make purchases. With mobile wallet, you can pay using phones, tablets, and even smart watches. It’s very convenient because you can store all your payment card information in one place, and you don’t need to carry the cards with you. For some people, that means no more bulky wallet!

Add your RCU Visa® cards to the mobile wallet app on your phone or wearable device and enjoy touchless checkout. Here are three good reasons to embrace this form of payment:

    • You can use your favorite device. RCU cards are compatible with Apple Pay®, Google Pay®, Samsung Pay®, Garmin Pay™, and Fitbit Pay®.
    • Pay conveniently. Look for the contactless symbol on the terminal at checkout and hold your phone or device over the symbol to pay.
    • Get an added layer of security. Your card number is not stored on your device or shared with merchants during transactions.

 

Mobile wallet transactions tend to be quicker than paying with cash or a credit card. When you’re ready to pay, just open the app and touch your phone to the reader next to the register. To learn more, visit redwoodcu.org/mobilewallet.

 

 

Google Pay® is a service provided by Google Payment Corp. ©2019 Google LLC All rights reserved. Google and the Google logo are registered trademarks of Google LLC.

Apple®, the Apple logo, and Apple Pay® are trademarks of Apple Inc., registered in the U.S. and other countries.

©2019 Samsung Electronics America, Inc. Samsung®, and Samsung Pay®, are registered trademarks of Samsung Electronics Co., Ltd.

Fitbit Pay™ is a registered trademark of Fitbit, Inc. and/or its affiliates in the United States and other countries.

Garmin Pay™ is a trademark of Garmin Ltd. or its subsidiaries.

Debit rewards available for personal accounts only. Business accounts are not eligible for debit rewards. Signature-based transactions only. Cash advance transactions and balance transfers are excluded from earning points.

PPP Forgiveness Application Deadline

Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:

  • PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
  • RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
  • Your correct deadline will be reflected in your online banking account.

If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.

 

 

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