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Senior Checking (62+)

Enjoy no monthly fees while earning dividends.

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Direct Access Checking

Discover worry-free spending and no overdraft fees with this free, low-maintenance account.

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  • *Rates are effective April 23, 2025 and are subject to change without notice. APY = Annual Percentage Yield. Fees may reduce earnings.
    **First two non-RCU ATM fees reimbursed with active checking; first four non-RCU ATM fees reimbursed with active checking and active RCU loan or credit card. Active checking is defined as a checking account having 3 or more transactions per month (excluding telephone teller, fee or dividend posting transactions). RCU loan or credit card with at least 1 transaction or payment in the prior month. Direct Access checking accounts are ineligible for ATM fee reimbursements. ATMs with fees over $10, at casino/gambling locations, and outside the U.S. are excluded from reimbursement.

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