Unleash the power of Benefits Checking
Only $7 a month for $75 worth of essential benefits.
So much more than everyday checking
Now is your chance to get a premium checking account that comes with peace of mind. For just $7 a month, Benefits Checking includes over $75 worth of valuable subscriptions including identity protection, telehealth, roadside assistance and more. And with everything accessible in RCU digital banking, your benefits are always just a few clicks away.
Explore the benefits of Benefits Checking1
ID theft protection
Access IDProtect® for credit monitoring, fraud resolution and reimbursement coverage.2
Telehealth services
Access U.S.-based board-certified doctors 24/7 for video visits with zero copay.3
Cell phone protection
Get coverage to repair or replace up to four damaged or stolen phones.4
Roadside assistance
Get 24/7 nationwide help up to $100 per occurrence.4
Travel & leisure discounts
Redeem and print coupons online for local and national hotels, restaurants, and more.
The savings add up
The cost of obtaining these services individually would add up to over $75 a month. But you’ll get them all for just $7 a month with Benefits Checking.
Benefits
Checking
$7
per month
| Identity theft protection Included |
| Credit monitoring Included |
| Roadside assistance Included |
| Cell phone protection Included |
| Telehealth services Included |
Purchased
Separately
$75
per month
| Identity theft protection $4.99 - $7.99 |
| Credit monitoring $29.50 |
| Roadside assistance $7.50 - $10.00 |
| Cell phone protection $5.42 |
| Telehealth services $29.00 |
-
1
Log in
Log into RCU digital banking on your device.
-
2
Select your account
Select your Benefits Checking account from your accounts list.
-
3
Select Access Benefits
Select Access Benefits to enter your Benefits homepage.
Checking with benefits that matter
Get protection, savings, and peace of mind with the essential services built right into Benefits Checking.
-
1Benefits are available to personal checking accounts and the primary accountholder and joint accountholder(s) subject to the terms and conditions set forth in the Benefits Checking Terms of Service and Guide to Benefits and/or applicable insurance documents. Minimum balance required to open a Benefits Checking Account is $25.00. Benefits may require additional authentication, registration, and/or activation within RCU’s Digital Banking platform. Certain restrictions may apply.
2Credit Score is a VantageScore 3.0 based on single bureau credit data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. Once you have activated credit file monitoring, you may request your credit score. Once you have done so, you will have access to an updated score monthly.
3Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.
4The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by the NCUA/FDIC or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.
Open a Benefits Checking account
You can open a Benefits Checking account by visiting one of the branches listed below.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
Test
Content
Leaving Our Website
You are leaving our website and linking to an alternative website not operated by us. Redwood Credit Union does not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.
