Overdraft Protection Advantage Coverage Options

Instead of a transaction being returned or being declined, RCU may pay the transaction on your behalf.

Instead of a transaction being returned or being declined, RCU may pay the transaction on your behalf.

Checks and electronic (ACH) transactions will be returned unpaid.

Everyday debit card transactions will be declined at the point of sale or when you swipe and sign.

• Checks
• Automatic recurring debit card payments
• Electronic transfers (ACH)
• Everyday debit card purchases

• Checks
• Automatic recurring debit card payments
• Electronic transfers (ACH)

No coverage.

You are only charged a fee if you use the service.

$19 per presentment.

Items may be presented more than once by the originating company/merchant.

After a transaction is paid by RCU, you’ll be asked to make a deposit to cover the negative balance in your account immediately.

You are only charged a fee if you use the service.

$19 per presentment.

Items may be presented more than once by the originating company/merchant.

After a transaction is paid by RCU, you’ll be asked to make a deposit to cover the negative balance in your account immediately.

$9 non-sufficient funds (NSF) fee per presentment.

Items may be presented more than once by the originating company/merchant.

Transactions will be paid up to your OPA limit.

Everyday debit card transactions will be declined.

If a merchant fails to seek authorization for the full amount, the debit card transaction will be paid without a fee.

Other transactions will be paid up to your OPA limit.

Everyday and recurring automatic debit card transactions will be declined.

If a merchant fails to seek authorization for the full amount, the debit card transaction will be paid without a fee.

Please log in to your account and select Member Services, then Overdraft Pay Advantage.

www.redwoodcu.org/

Please log in to your account and select Member Services, then Overdraft Pay Advantage.

www.redwoodcu.org/

Please log in to your account and select Member Services, then Overdraft Pay Advantage.

www.redwoodcu.org/