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How do I update my overdraft protection transfer settings in digital banking?

You can enroll, unenroll, and update your overdraft protection transfer settings by logging in to digital banking on the RCU website or the RCU mobile app. Overdraft transfers will occur in $100 increments.

Overdraft transfers may be set up from the following accounts or loans.

  • Any savings or checking account
  • Money Market account
  • Overdraft line of credit

You can also review our overdraft options.

Mobile

If you're using a mobile device, follow the steps below. For computers, go to the desktop steps

Select the Menu at bottom right.

Updating overdratf protection transfer in mobile, step 1

From the More option, tap Overdraft Services and select Overdraft Protection Transfer.

Updating overdratf protection transfer in mobile, step 2

Select the account you want to be covered by overdraft transfers.

Updating overdratf protection transfer in mobile, step 3

Tap the toggle button to enable overdraft protection on that account.

Note: The toggle button should turn green (ON).

Updating overdratf protection transfer in mobile, step 4

Choose the account or loan you wish to be the primary overdraft protection source.

You can add more accounts or loans as a secondary overdraft protection source by tapping Add Another Funding Account.

Updating overdratf protection transfer in mobile, step 5

To remove an account as an overdraft protection source, tap the X to the right of it.

Updating overdratf protection transfer in mobile, step 6

Once you’ve made your selections, click Save.

Updating overdratf protection transfer in mobile, step 7

Agree to the disclosure then tap Continue.

Updating overdratf protection transfer in mobile, step 8

You will see a message confirming your Overdraft protection saved.

Updating overdratf protection transfer in mobile, step 9

Desktop

If you're using a computer, follow the steps below. For mobile devices, go to the mobile steps

From the dashboard, select the three dots (…) to see the “more” menu, then click Overdraft Services.

Updating overdratf protection transfer in desktop, step 1

Click the account you want to be covered by overdraft transfers.

Updating overdratf protection transfer in desktop, step 2

Click the toggle button to enable overdraft protection on that account.

Note: The toggle button should turn green (ON).

Updating overdratf protection transfer in desktop, step 3

Choose the account or loan you wish to be the primary overdraft protection source.

You can add more accounts or loans as a secondary overdraft protection source by clicking Add Another Funding Account.

Updating overdratf protection transfer in desktop, step 4

To remove an account as an overdraft protection source, click the X to the right of it.

Updating overdratf protection transfer in desktop, step 5

Once you’ve made your selections, click Save.

Updating overdratf protection transfer in desktop, step 6

You will be prompted to agree to the disclosure to Continue.

Updating overdratf protection transfer in desktop, step 7

You will see a message confirming your changes have been saved.

Updating overdratf protection transfer in desktop, step 8

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