Everyday business purchases made simple
Our business debit card lets you easily use the funds in your business checking account.
ATM access
Free access to 30,000 shared ATMs and branches
Manage your funds easily by visiting one of our many ATMs or branches.
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1
Open an account
Become a Member of RCU.
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2
Get a debit card
Access funds in an RCU checking account.
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3
Easily access your money
Enjoy access to 55 RCU ATMs and 30,000 CO-OP network ATMs.
Why Choose RCU?
At RCU, we’re passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.
Named one of America’s Best Credit Unions by Newsweek
Recognized by Forbes as one of America’s Best Small Employers 2023
High Quality Customer Service!!! The staff is very helpful and kind, delivering its best customer service.
Have a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.
Purchasing made easy
A business debit card lets you make purchases or get cash from your checking account with no hassles.
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1First two non-RCU ATM fees reimbursed with active checking; first four non-RCU ATM fees reimbursed with active checking and active RCU loan or credit card. Active checking is defined as a checking account having 3 or more transactions per month (excluding telephone teller, fee or dividend posting transactions). RCU loan or credit card with at least 1 transaction or payment in the prior month. Direct Access checking accounts are ineligible for ATM fee reimbursements. ATMs with fees over $10, at casino/gambling locations, and outside the U.S. are excluded from reimbursement.
2Apple®, the Apple Pay® logo, and Apple Pay® are trademarks of Apple Inc., registered in the U.S. and other countries.
3Google Pay™ is a service provided by Google Payment Corp. ©2021 Google LLC. All rights reserved. Google™ and the Google logo are registered trademarks of Google LLC.
4©2021 Samsung Electronics America, Inc. Samsung® and Samsung Pay® are registered trademarks of Samsung Electronics Co., Ltd.
5Garmin Pay™ is a trademark of Garmin Ltd. or its subsidiaries.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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