Everything your business needs to get started, grow and thrive
Get the business solutions, support, and the peace of mind you need from a trusted partner with a passion for serving local businesses like yours.
Love where you bank. It’s possible.
At Redwood Credit Union, we’re here to help your business thrive. Whether you’re just starting out or scaling up, you’ll have access to a full suite of business banking solutions and services designed to meet your evolving needs. From powerful digital banking tools to expert support along the way—your success is our priority.
What we offer for businesses
Business Credit Cards
Enjoy low rates and no annual fee with our Business credit card.*
Merchant Services
Process all payment types for a smooth checkout experience.
Learn how Trevor and Stephanie got their commercial building with help from RCU.
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Not sure where to start? Let us help.
RCU Business Services is here to answer any questions you may have. Feel free to email or call us directly. We're available Mon-Fri 8 AM to 5 PM.
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*Rates effective October 24, 2025. All rates, terms and special offers subject to change. Cash advance transactions and balance transfers are excluded from earning points. A foreign transaction fee of 1% applies to each transaction made in foreign currency and converted to U.S. dollars. Certain restrictions apply. For further information, please refer to the Business Visa Platinum Guide to Benefits.
**Certain restrictions may apply. Service is not guaranteed. Business must apply for and be granted access to business ACH and wire services. Business must lease or purchase scanner and have specific system requirements to utilize Remote Deposit. Additional fees may apply.
The Contactless Symbol, Contactless Indicator, and the Click to Pay icon are registered trademark in the U.S. and owned by EMVCO, LLC
Rates
Auto Loan Rates
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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