Savings rates to celebrate
Earn up to % APY on 12-month certificates.
For all that you love
Redwood Credit Union offers a variety of products and services that are designed with one thing in mind—you. RCU is here to help you on your financial journey every step of the way. Love where you bank.
Current rates
View all ratesAuto Loan
as low as 2.64 % APR5/5 ARM Mortgage
as low as 2.98 % APRSavings Certificates
earn up to  % APYWhat's new
Your hard-earned money is safe
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Rated one of 21 strongest credit unions in the US by Weiss Ratings in 2021
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Received Bauer Financial’s highest 5-star rating for strength and stability
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Rated Best in State Credit Union by Forbes Magazine 3 years in a row
Take control of your finances
We provide free access to industry-leading financial education and resources. With advice for all stages of life, we can help you through every step of your financial journey.
Built on love
RCU serves over 360,000 of your friends, family, and neighbors. See what they have to say.
Love my credit union. Great mortgage products, numerous locations, easy phone banking, great online services.
$3.7 Million Donated
Through sponsorships, fundraising, and support to local nonprofit organizations.
3,288 Community Hours
Total hours RCU team members committed to our communities.
296,090 Lives Impacted
Through grantmaking to organizations throughout our communities.
Rates
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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