Competitive interest rates
Receive competitive rates on fixed and variable loans in order to help you save money on the biggest purchase you will make: your home.
Know you are receiving service from someone who is familiar with the local market. Enjoy personalized service and advice to help you find the home of your dreams.
Closing costs can add an unexpected expense to the price of your new home. With our no closing cost option, we can help you get more buying power.
Quick closing times
We know that closing a loan quickly is important to having a competitive offer. We’re here to help so you can start enjoying your new life as a homeowner as soon as possible.
And more ...
Whether it’s your first home or an investment property, our mortgage professionals are here to help you fund your next home loan.
Looking to refinance to a better mortgage? We can help you through the process, making your next home loan easy and personal.
Home Equity Lines
Use the equity in your home for a low-rate loan to help with home improvement, debt consolidation and more.
RCU construction loans offer personalized options and competitive rates for new homes, ADUs, rebuilds and lot loans.
Tenants In Common (TIC) Loans
TIC agreements are an affordable way to achieve your home ownership dreams alongside your TIC partners.
We partner with Alliance Reverse Mortgage to allow you to borrow equity in your home while continuing to live there.
Why choose RCU?
Our mortgages feature competitive rates to keep your payments low, and local service so you can speak with a real person when it matters. When it’s time to purchase, refinance, or build your home, we’ll be here, ready to help you find the right option and guide you through the process. Watch the video to find out why Raina chose an RCU mortgage for her family.