Mortgage Loan Officers
Unlock your dream home with the North Bay & SF’s premier loan officers!
Get local, personalized service
Our dedicated team of experienced loan officers in the North Bay and San Francisco are here to guide you through every step of the home loan process. From first-time homebuyers to investment property seekers, we have the expertise to help you fund your next home loan.
Select a loan officer in your area to learn more and get started.
We're here to guide you through the process
- Purchase, refinance and second mortgage loan options
- First Time Homebuyer product suite including extended loan terms and no-closing-cost option*
- Customized loan solutions, common sense underwriting, local service
- Rate Roll Down options
- Construction, Lot and ADU (accessory dwelling unit) financing
- TIC (tenants in common) loans
Meet our team
To learn more about and contact one of our loan officers, click the area closest to you from the list below to find a loan officer ready to help you.
Sonoma County
Napa County
San Francisco, North Bay & Contra Costa
Nicole Shaefer
Serves San Francisco and the North Bay
nshaefer@redwoodcu.org
916-812-4800
NMLS# 868970
Priti Chatwani
Serves San Francisco and Contra Costa
pchatwani@redwoodcu.org
530-324-2784
NMLS# 1043665
Marin County
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*Non-closing cost product requires a minimum balance of $200,000 and includes a potential savings of $2,600 in closing costs.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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