Easy financing for your next RV, boat, motorcycle, or travel trailer
Purchase the recreational equipment of your dreams with flexible financing and affordable loans.
Overview
Enjoy more fun in life with affordable travel trailer, RV, motorcycle, and boat loans.
Rates1
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Highlights
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Low rates
Save money on your boat, travel trailer, and RV loans with lower rates than offered by most banks.
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Flexible terms
Find a monthly payment that works for your budget with flexible terms ranging from 84-240 months.1
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RCU Insurance Services2
Secure a loan and insure your recreational equipment all in one place to make protecting your new RV, travel trailer, or boat easy.
RCU Insurance Services -
Automatic loan payments
Make it easy to pay your loan with payments that come out automatically every month.
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And more...
Estimate your monthly payment
Monthly Payment
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1
Apply online
An online application takes only a few minutes.
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2
Get approved
Find out if you're approved for an RV loan.
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3
Buy your next RV, boat, motorcycle, or travel trailer
We'll send the funds directly to the dealership or branch nearest you to purchase from a private party.
Why Choose RCU?
At RCU, we’re passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.
Best in State Credit Union by Forbes Magazine
Rated 6th healthiest credit union in the US by Glatt Consulting HealthScore in 2023
Have a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.
Make your dreams of owning a boat, RV, motorcycle, or travel trailer a reality
Why wait? With flexible financing and affordable loans, you can get your new recreational equipment right away.
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1Rates effective November 21, 2024. All rates, terms and special offers subject to change. Certain restrictions apply. Payment sample: 84 mo. term per $5,000 borrowed: $70 at 4.74% APR
2Insurance products are not deposits of Redwood Credit Union and are not protected by the NCUA. They are not an obligation of or guaranteed by Redwood Credit Union and may be subject to risk. Any insurance required as a condition of an extension of credit by Redwood Credit Union need not be purchased from Redwood Credit Union and may be purchased from an agent or an insurance company of the member’s choice. RCU Insurance Services is a wholly owned subsidiary of Redwood Credit Union. Business conducted with RCU Insurance Services is separate and distinct from any business conducted with Redwood Credit Union. License no. 0D91054. NPN no. 7612227
3Certain restrictions may apply. New RVs are defined as vehicles with less than 1,000 miles and may be financed up to 125% MSRP, depending on credit history.
Rates
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Not a Member?
Begin your loan application. Review our Membership requirements below to determine if your are eligible.
Already a Member?
Log in to RCU online banking to start your prefilled application.
You can become a Member of RCU if you meet any of the following:
- You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
- You are an immediate family member of a current RCU Member.
- You work for a designated Select Employer Group.
Already applied in person or over the phone?
To check the status of your loan, view any loan conditions, or to upload any requested documents.
All Highlights
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Low rates
Save money on your boat, travel trailer, and RV loans with lower rates than offered by most banks.
-
Flexible terms
Find a monthly payment that works for your budget with flexible terms ranging from 84-240 months.1
-
Insurance services2
Secure a loan and insure your recreational equipment all in one place to make protecting your new RV, travel trailer, or boat easy.
-
Automatic loan payments
Make it easy to pay your loan with payments that come out automatically every month.
-
Financing up to 125% MSRP3
Start enjoying life right away with financing up to 125% MSRP that can cover the down payment on your new RV, so you don’t have to wait for adventure.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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