RV Loan Rate Sale
Take advantage of discounted rates, now through June 30th.
Overview
Now through June 30th, enjoy a discount off our already low RV rates, including refinanced loans from another lender. This limited-time sale is available on travel trailer, boat, and motorhome loans.
Rates1
View all ratesNew
As low as (before 0.25% discount)  APRUsed
As low as (before 0.25% discount)  APREstimate your monthly payment
Monthly Payment
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1
Apply online
An online application takes only a few minutes.
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2
Get approved
Find out if you're approved for an RV loan.
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Buy your next travel trailer, boat, or motorhome
We'll send the funds directly to the dealership or branch nearest you to purchase from a private party.
RCU Insurance Services
Insure your ride
Enjoy the convenience of having your RV loan and insurance policy all in one place with affordable coverage from RCU Insurance Services.
Why Choose RCU?
At RCU, we’re passionate about helping our Members improve their lives. If you want a credit union that keeps your unique needs in mind and helps you envision and manage your financial future, the friendly experts at RCU are here for you.
Best in State Credit Union by Forbes Magazine
Rated 6th healthiest credit union in the US by Glatt Consulting HealthScore in 2023
Have a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.
Make your dreams of owning a travel trailer, boat, or motorhome a reality
Why wait? With flexible financing and affordable loans, you can get your new recreational equipment right away.
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1Rates effective 5/1/23 through 6/30/23 and assumes excellent credit. Rates, terms, and special offers subject to change. Discount available for purchases and refinances of existing loans from another lender. Payment example: For an 84-month term, pay $74.73 per $5,000 borrowed at 6.69% APR. Some restrictions may apply.
2Insurance products are not deposits of RCU and are not protected by NCUA. They are not an obligation of or guaranteed by RCU and may be subject to risk. Any insurance required as a condition of an extension of credit by RCU need not be purchased from RCUIS and may be purchased from an agent or an insurance company of the Member’s choice. RCUIS is a wholly-owned subsidiary of RCU. Business conducted with RCUIS is separate and distinct from any business conducted with RCU. License no. 0D91054. NPN 7612227.
3Certain restrictions may apply. New RVs are defined as vehicles with less than 1,000 miles and may be financed up to 125% MSRP, depending on credit history.
Rates
Calculator
Monthly Payment
RCU's online application
Not a Member?
Begin your loan application. Review our Membership requirements below to determine if your are eligible.
Already a Member?
Log in to RCU online banking to start your prefilled application.
You can become a Member of RCU if you meet any of the following:
- You live, work or own a business in the counties of Sonoma, Marin, Napa, Mendocino, Lake, San Francisco, Solano, or Contra Costa.
- You are an immediate family member of a current RCU Member.
- You work for a designated Select Employer Group.
Already applied in person or over the phone?
To check the status of your loan, view any loan conditions, or to upload any requested documents.
All Highlights
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Low rates
Save money on your boat, travel trailer, and RV loans with lower rates than offered by most banks.
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Flexible terms
Find a monthly payment that works for your budget with flexible terms ranging from 84-240 months.1
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Insurance services2
Secure a loan and insure your recreational equipment all in one place to make protecting your new RV, travel trailer, or boat easy.
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Automatic loan payments
Make it easy to pay your loan with payments that come out automatically every month.
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Financing up to 125% MSRP3
Start enjoying life right away with financing up to 125% MSRP that can cover the down payment on your new RV, so you don’t have to wait for adventure.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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