Managing your money is easy with online banking
Online banking can help you save time, be more organized, and better manage your finances, all from your computer.
Text & email alerts
Sign up for text or email alerts to stay on top of what’s happening with your accounts. Get notified immediately of any changes to account balances, certificate maturity dates, loan payment reminders, and more.
Easy-to-use banking tools
Report lost or stolen card
If your card is ever lost or stolen, report it immediately from your computer or mobile device with the click of a button.
Bill Pay
There’s no need to write checks or visit multiple websites to pay bills. Use Bill Pay to conveniently pay all your bills in one place.
Learn more about Bill Pay
Go paperless
You can help the environment and get organized since you can access your eStatements online anytime.
Learn about eStatements
Apply for and manage loans online
Why not apply for a loan online? You can have 24/7 access to your account, making it easy to make loan payments and complete loan applications.
Have a question?
At RCU, we're known for our reliable service, and we'll answer your questions and calls quickly.
Enroll in online banking now
Be in control of your finances at all times with online banking. Save time and manage all of your financial needs from the comfort of your home or office computer.
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1Certain restrictions may apply. Recipient must have a US bank account. Once a recipient claims their funds, transfers are generally completed within 1 business day or less, but may take up to 3 business days. Message and data rates may apply. Mobile Banking from RCU is free, but you may incur data charges from your carrier/service plan. Please check with your carrier and service plan on specific charges.
2Venmo™ is a registered trademark of PayPal, Inc. Zelle® is a registered trademark of Early Warning Services, LLC.
3FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries.
All Highlights
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View balances and account activity
It's easy to keep track of your purchases and detect fraudulent charges when you use online banking to view your account activity.
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Person-to-person payments with RCUpay1
You can send your friends and family money, using RCUpay, so you do not need a third-party app like VenmoTM or Zelle®2. It's fast, free, secure, and easy to use!
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Freeze and unfreeze cards
When you lose your credit card, it can feel stressful. Thankfully, there's a way to prevent theft! You can temporarily freeze your card with online banking so no one else can use it.
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Automatic and manual transfers
With online banking, you can easily transfer money from one account to another or schedule automatic transfers to help you make payments and deposits quickly.
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View FICO®3 score for free
If you have a loan or credit card with RCU, you can view your FICO® credit score for free when using online banking.
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Manage your reward points
If you're earning rewards on signature-based purchases, you can redeem those points online to receive cash back and other items.
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Create a personal budget
You can create a personalized budget online that is convenient for you, and can help you more easily keep track of your income and spending.
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Set travel notes for your cards
You can avoid having your card declined when you're traveling by setting up travel notes for your account using online banking.
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Open new accounts
It’s easy to open new accounts right from your computer without having to visit a branch.
PPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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