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Send Money
RCUpay

Easily send money to almost anyone

RCUpay makes it easy and secure to send money to people you know with just a few clicks!

Send Money to Someone

Why use RCUpay?

It's free, fast, and secure to pay just about anyone! Send money from your RCU account using your computer or mobile device. With RCUpay you no longer need to write a check, visit a branch for a teller check, or get cash at the ATM! The best part? We’ve made it super easy and quick to set up! You can send an RCUpay in under a minute!

Send money quickly!

Money can be claimed almost immediately after sending.

Secure transactions

With RCUpay, you don’t need to link your account to any third party apps. Plus with our security word feature, you’ll have peace of mind knowing your money is going to the right person.

No fees!

That’s right, RCUpay is a completely free feature for any RCU Members. You can send as many transactions as you like!

Local Support

Redwood Credit Union is a local company, and if you need help, our team of real people who live in your community is always here to support you.

Get started with RCUpay

  • 1

    Log in to your RCU account

    Log in to the RCU mobile app or online banking.

  • 2

    Move Money

    Select Move Money, then Send Money (RCUpay).

  • 3

    Send money

    No need for your recipient to register, just enter your recipient's email address or mobile number and send money!

Download the Mobile App

How does RCUpay compare?

RCUpay   Zelle®   Venmoâ„¢

Send to any US bank account

Yes    Yes    Yes

Receive funds without enrolling

Yes    No    No

No additional download required

Yes    No    No

Available on mobile & desktop

Yes    No    Yes

How does RCUpay compare?

RCUpay

Zelle®

Venmoâ„¢

Send to any US bank account

Yes

Yes

Yes

Receive funds without enrolling

Yes

No

No

No additional download required

Yes

Yes

No

Available on mobile & desktop

Yes

No

Yes

  • Venmo™ is a registered trademark of PayPal, Inc. Zelle® is a registered trademark of Early Warning Services, LLC. Certain restrictions may apply. Recipient must have a US bank account. Once a recipient claims their funds, transfers are generally completed within 1 business day or less, but may take up to 3 business days. Message and data rates may apply. Mobile Banking from RCU is free, but you may incur data charges from your carrier/service plan. Please check with your carrier and service plan on specific charges.

Mobile App

 

Get started with 3 easy steps:

  1. Download the RCU mobile banking app
  2. Register your RCU account using the link on the sign in page
  3. Log in to get started

View System Requirements

Apple App Store

 

Download on the App Store

Google Play Store

 

Get it on Google Play

Get Started

Already registered?

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PPP Forgiveness Application Deadline

Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:

  • PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
  • RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
  • Your correct deadline will be reflected in your online banking account.

If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.

 

 

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