BALANCE Resources
At Redwood Credit Union, we care about your financial wellness; that’s why we partner with industry-leading financial education provider BALANCE to give you free access to expertly crafted financial education and resources. For all your financial life stages, we—in partnership with BALANCE—are here to help.
One-on-One Coaching
Redwood Credit Union Members have access to free financial counseling through BALANCE. To speak with a financial counselor, call 1 (888) 456-2227.
Videos
Explore these short, 2-minute videos for information on topics such as getting a mortgage, understanding your credit score, and guarding yourself against identity theft.
Watch Videos
Podcasts
For a hands-free learning experience on the go, check out these podcasts on topics ranging from money management to repaying student loans.
Listen Here
Calculators
Use our calculators to evaluate your financial behavior, compare different financial options, and find opportunities for improvement.
Use Calculators
Toolkits
BALANCE toolkits provide resources to help you prepare for big decisions that may lie ahead, like becoming a homeowner or living on a reduced income.
Explore Toolkits
Booklets
For a deeper dive on a specific topic, use BALANCE’s collection of checklists, tables, and worksheets in their booklets.
Explore Booklets
Articles
No matter what financial situation you’re facing, there’s an article (or five) for you in BALANCE’s library of nearly 200 topics!
Read ArticlesRecursos en Español
Servicios de Asesoría Financiera
Con nuestros socios de BALANCE, usted puede consultar con un asesor financiero certificado para crear un presupuesto, salir de deudas, entender su reporte de crédito y mejorar su puntaje de crédito, entender como comprar casa, o planificar su futuro financiero, todo sin ningún costo.
Para hablar con un asesor de BALANCE, llame gratuitamente al 1 (888) 456-2227.
Recursos en Español
Explore una variedad de módulos y recursos interactivos de educación financiera. ¡Obtenga más información sobre temas como la propiedad de la vivienda, cómo hacer presupuestos, cómo mejorar su puntaje crediticio y más!
Get help on:
Debt/Budget Counseling
Get StartedStudent Loans
Get StartedCredit Report Review
Get StartedHome Ownership
Get StartedRenting
Get StartedBankruptcy
Get StartedForeclosure Prevention
Get StartedFinancial Planning for a Family Life Change
Get StartedPPP Forgiveness Application Deadline
Congress passed The Economic Aid Act which changed the deferment period from 6 months post covered period to 10 months post covered period. For example, if your covered period ended June 30, 2021, under the new guidelines the earliest your first loan payment wouldn’t be due until April 2022, and you have until then to request forgiveness. Please use the following calculation to help you identify when your forgiveness will be due:
- PPP borrowers may select a covered period anywhere from 8 weeks to 24 weeks.
- RCU is automatically calculating your loan due date based on a 24-week covered period, if you intend on using a shorter covered period please inform us immediately as this will impact your due date.
- Your correct deadline will be reflected in your online banking account.
If all or part of your PPP loan is not forgiven, your first loan payment will be due the first of the following month after a decision is made by the SBA.
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